MEET JONATHAN
Growing up in the Catskills, Jonathan developed an early passion for finance, business, and accounting. He earned his bachelor’s degree from the School of Business at the State University of New York at New Paltz, where he built the foundation for a career centered on strategy, precision, and results.
Today, Jonathan leads Promise Mortgage with a simple philosophy: take care of people the right way, and everything else follows. In an ever-changing mortgage environment, he and his team go far beyond offering competitive rates. They provide clarity, proactive communication, and a defined plan from application to closing. Clients and strategic partners know they can rely on Jonathan to anticipate challenges, solve problems quickly, and create a smooth, predictable path to the finish line.
At his core, Jonathan is a true family man. His greatest joy is spending time with his wife, Britney, and their two beautiful children. Whether it’s traveling to new places, relaxing on beach days, or simply unplugging and being fully present, family is his why. That commitment to showing up consistently, at home and in business is what shapes the experience he creates for every client.
When you work with Jonathan, you’re not just working with a mortgage professional. You’re working with someone who understands that buying or refinancing a home isn’t just a transaction — it’s about building a life, creating memories, and providing stability for the people who matter most.
What Industry Professionals say about jonathan
Corey Miller
Jonathan Torres is super responsive to text communications, emails. Any time that I need to get a pre-qualification or an updated letter, it is quintessential to have this done within 24 hours. In the past I've worked with some banks and other lenders who were not able to get one of my buyers pre-qualified, and he was able to go through the process and get them pre-qualified and approved in a short amount of time. We checked out houses a week and a half later, got under contract and we've already closed. I can't say enough good things about John. Appreciate you, buddy.
Jacob Nichols
As long as I've been in the real estate industry, I've been doing deals with Jonathan and can't recommend him highly enough. When it comes to real estate, one of the biggest deals when you're working on a New Deal is communication. And Jonathan's team, time and time again prove that it is so important and are exemplary at providing communication. The weekly update videos that you're getting from him or just the phone calls that you have. Once, twice, three times a day as the deal goes on. He is so good about getting back to you right away and also providing first class service to customers and really helping hold hands when needed, but also giving space when it's necessary. So can't recommend him high enough and definitely think he's to be part of your lending group.
Our staff is invested,Passionate,and reliable. Today’s decisions are tomorrow’s reality
Why choose Barrett Financial Group?
Barrett Financial Group specializes in finding the best home loans for you by pricing out multiple lenders for the most competitive rates. Whether you are buying your first home, your dream home, or preparing to refinance an existing mortgage our team will make it happen.
FULL MENU OF LOAN PROGRAMS: Most lenders have limited flexibility in qualifying your home buyers. At Barrett financial group, we have the products that reach outside of larger banks restrictive guidelines. Our innovative loan programs help reach more buyers. We offer more programs, more products, and faster solutions.
EDUCATED PROFESSIONALS: We never take the easy road and will work diligently to find a lending solution that works for you.
BUYERS ARE PROTECTED: Our Extended Rate Locks will protect your buyers from rising interest rates while you build them the home of their dreams.
COMPETITIVE INTEREST RATES: Remove the uncertainty of interest rates from the home-buying process.
